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California VA Home Owners

VA Streamline Refinance – Interest Rate Reduction Refinance Loan – IRRRL

If you currently have a VA Home Loan and in need of refinancing your loan to secure the lowest interest rate available, you can now do so by using the Interest Rate Reduction Refinance Loan, or IRRRL. Which is designed to accommodate a veteran who is in a higher interest rate and into a lower interest rate.

This is a very easy process for you – the Veteran!

*No Appraisal required
*No Credit check required
*No Income required
*No MI
*No Money Out of Pocket

Allow Us To Serve Your Needs in Lowering your Mortgage Payments.

Call Us Today!! 800-810-2080 ext. 101


Testimonials

"Jeff did a great job with my loan for a new home purchase with no strings attached and is always willing to respond to my questions. He has a vast knowledge of loan programs and will find the right loan for you, not to mention he is great at relationship building. I've recommended him to my friends and family, all of which are highly satisfied. Great job Jeff!"
Glenn & Antoinette

""I HIGHLY reccommend the services of Jeffrey De Loyola. I have known Jeff professionally over 15 years. I am a repeat customer and BELIEVER of Jeffrey De Loyola because he knows the importance of relationships, has impeccable follow up, and looks to his clients best interest."
Rose

"Jeffrey is a detailed oriented person and will take his time working with you to ensure that his client is getting the best deal. He will work hard to make it happen and cost effective in getting your loan approved." April 18, 2008
Sheila

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Make the Dream of Homeownership come true with the Affordable Housing Program for Rural California.

Recent challenges in getting borrowers and homeowners approved these days have been a "bump in the road" to home ownership. Anywhere from down-payment issues, low credit scores, high loan-to-values, declining market, and stringent underwriting guidelines.

If you've experienced all of the above, the USDA Guaranteed Home Loan Program is ideal for the hard working class families of Rural California. It is one of the more attractive 100% financing available today because two of the unique components is that it offers NO MONEY DOWN and NO MONTHLY MORTGAGE INSURANCE – that’s right – No MI.

You may be asking what is considered Rural? Rural is defined as any town of 20,000 or less that is not adjacent to a large city or urban area.

This program is truly one of the more attractive 100% Loan Products available for the hard working class families of Rural California. Whether you’re purchasing and/or refinancing a home loan. We want to spread to word the old & new fashion way utlizing word-of-mouth and social networking contacts online.

Here's a brief snap shot of the requirements:

- Purchase or Refinance (rate & term only)
- Owner occupied, 1 unit
- Min fico 580
- No Monthly Mortgage Insurance
- No adjustment for declining area
- Property must be located in Rural Area (call or email me for list)

Call Us Today!! 800-810-2080 ext. 101

Visit us at http://www.jfcapitalmortgage.com/USDA_100_Financing_Guaranteed_Home_Loans.htm

Testimonials

"Jeff did a great job with my loan for a new home purchase with no strings attached and is always willing to respond to my questions. He has a vast knowledge of loan programs and will find the right loan for you, not to mention he is great at relationship building. I've recommended him to my friends and family, all of which are highly satisfied. Great job Jeff!" Glenn & Antoinette

"I Highly reccommend the services of Jeffrey De Loyola. I have known Jeff professionally over 15 years." Rose

"Jeffrey is a detailed oriented person and will take his time working with you to ensure that his client is getting the best deal. He will work hard to make it happen and cost effective in getting your loan approved." Sheila

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